@media (max-width:640px){.simulator__options--multi{grid-template-columns:1fr}.simulator__result-price{font-size:2rem}.simulator{padding:2.2rem 1.4rem 2.2rem 2.6rem;border-radius:12px}.simulator::before{width:28px}}.simulator{position:relative;max-width:760px;margin:0 auto;background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:0 24px 50px rgba(0,0,0,.14),0 3px 10px rgba(0,0,0,.05);padding:2.8rem 2.6rem 2.8rem 4.6rem;overflow:hidden}.simulator::before{content:"";position:absolute;top:0;bottom:0;left:0;width:52px;background:radial-gradient(circle 8px,var(--bg) 8px,transparent 8.5px) 50% 40px / 100% 70px repeat-y,linear-gradient(90deg,rgba(0,0,0,.06),rgba(0,0,0,0) 90%);border-right:1.5px dashed var(--line);z-index:0}.simulator > *{position:relative;z-index:1}.simulator__progress{display:flex;align-items:center;gap:1rem;margin-bottom:2.6rem}.simulator__progress-bar{flex:1;height:8px;border-radius:999px;background:var(--navy-tint);overflow:hidden}.simulator__progress-fill{height:100%;width:14%;background:var(--accent);border-radius:999px;transition:width .3s ease}.simulator__progress-label{flex-shrink:0;font-weight:700;color:var(--navy);font-size:.85rem;white-space:nowrap}.simulator__running{position:relative;display:flex;align-items:baseline;justify-content:center;gap:.7rem;margin-bottom:2rem;padding:.9rem 1.2rem;background:var(--navy-tint);border-radius:var(--radius);transition:background .3s ease}.simulator__running.is-pulse{background:var(--accent-tint)}.simulator.is-result .simulator__running{display:none}.simulator__running-label{font-size:.8rem;font-weight:700;color:var(--muted)}.simulator__running-value{font-size:1.5rem;font-weight:700;color:var(--navy);font-variant-numeric:tabular-nums}.simulator__running-bump{position:absolute;top:.4rem;right:1.2rem;color:var(--accent);font-weight:700;font-size:.95rem;opacity:0;transform:translateY(4px);transition:opacity .3s ease,transform .3s ease;pointer-events:none}.simulator__running-bump.is-visible{opacity:1;transform:translateY(-10px)}.simulator__panel{position:relative}.simulator__step{display:none}.simulator__step.is-active{display:block;animation:simulatorFadeIn .3s ease}.simulator__question{display:flex;align-items:center;justify-content:center;gap:.7rem;font-size:1.3rem;font-weight:700;color:var(--navy);margin-bottom:.6rem;text-align:center}.simulator__icon{font-size:1.4rem;color:var(--navy)}.simulator__question-note{text-align:center;color:var(--muted);font-size:.85rem;margin-bottom:.5rem}.simulator__options{display:grid;gap:1rem;margin-top:2rem}.simulator__option{display:flex;flex-direction:column;align-items:flex-start;gap:.3rem;width:100%;padding:1.1rem 1.4rem;border:1.5px solid var(--line);border-radius:var(--radius);background:var(--card);text-align:left;cursor:pointer;transition:.15s border-color,.15s background,.15s transform}.simulator__option:hover{border-color:var(--navy);transform:translateY(-2px)}.simulator__option strong{color:var(--navy);font-size:1rem;font-weight:700}.simulator__option span{color:var(--muted);font-size:.82rem}.simulator__option.is-selected{border-color:var(--accent);background:var(--accent-tint)}.simulator__options--multi{grid-template-columns:repeat(2,1fr)}.simulator__options--multi .simulator__option{align-items:center;text-align:center}.simulator__actions{display:flex;justify-content:space-between;align-items:center;margin-top:2rem;flex-wrap:wrap;gap:1rem}.simulator__back{display:inline-block;margin-top:1.6rem;background:none;border:none;color:var(--muted);font-weight:700;font-size:.9rem;cursor:pointer;padding:.4rem 0}.simulator__back:hover{color:var(--navy)}.simulator__actions .simulator__back{margin-top:0}.simulator__loading{text-align:center;padding:4.2rem 1.5rem}.simulator__spinner{display:inline-block;width:40px;height:40px;border:4px solid var(--line);border-top-color:var(--navy);border-radius:50%;margin-bottom:1.2rem;animation:btn-spinner-rotate .8s linear infinite}.simulator__loading-text{color:var(--muted);font-weight:700}.simulator__result{text-align:center;padding:2.6rem 1.5rem;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);opacity:0;transform:translateY(6px);transition:opacity .4s ease,transform .4s ease}.simulator__result.is-visible{opacity:1;transform:translateY(0)}.simulator__result-label{color:var(--muted);font-weight:700;margin-bottom:.6rem}.simulator__result-price{font-size:2.6rem;font-weight:700;color:var(--navy);margin-bottom:.6rem}.simulator__result-monthly{color:var(--accent);font-weight:700;margin-bottom:1rem}.simulator__result-note{color:var(--muted);font-size:.82rem;max-width:44ch;margin:0 auto 2rem;line-height:1.8}.simulator__result-actions{display:flex;justify-content:center;gap:1rem;flex-wrap:wrap}